Cookie Policy | Insurance Guide Pro
Effective Date: August 24, 2026
Last Updated: August 24, 2026
Version: 1.0
1. What Are Cookies?
Cookies are small text files stored on your device (computer, tablet, mobile) when you visit a website. They help websites function properly, remember your preferences, and provide analytics to improve the user experience.
2. Your Consent
We use a Consent Management Platform (CMP) to obtain your informed consent before setting non-essential cookies. When you first visit our Site, you'll see a cookie banner allowing you to:
- Accept All: Consent to all cookie categories
- Reject All: Only essential cookies will be set
- Customize: Choose specific categories to enable/disable
You can change your preferences at any time by clicking the "Cookie Settings" link in our footer or visiting this page.
3. Cookie Categories We Use
Essential Cookies (Always Active)
RequiredThese cookies are strictly necessary for the website to function. They cannot be disabled.
| Cookie Name | Purpose | Duration |
|---|---|---|
| astro_session | Session management for Astro framework | Session |
| cookie_consent | Stores your cookie preferences | 1 year |
| csrf_token | Cross-site request forgery protection | Session |
Analytics Cookies
OptionalHelp us understand how visitors interact with our site. We use privacy-first analytics.
| Provider | Purpose | Cookies |
|---|---|---|
| Cloudflare Web Analytics | Privacy-first analytics, no cookies, no personal data | None (cookie-less) |
| Google Analytics (GA4) | Audience insights (only if enabled) | _ga, _ga_* (2 years) |
Advertising Cookies
OptionalUsed by Google AdSense to serve personalized ads and measure ad performance.
| Cookie Name | Purpose | Duration |
|---|---|---|
| __gads | Google AdSense - ad delivery & measurement | 13 months |
| __gpi | Google AdSense - ad personalization | 13 months |
| __eoi | Google AdSense - ad conversion tracking | 6 months |
| FCNEC | Google AdSense - fraud prevention | 13 months |
| IDE | Google DoubleClick - ad targeting | 13 months |
Functional Cookies
OptionalEnable enhanced functionality and personalization.
| Cookie Name | Purpose | Duration |
|---|---|---|
| theme_preference | Remembers light/dark mode choice | 1 year |
| font_size_preference | Remembers text size preference | 1 year |
| calculator_history | Stores recent calculator inputs (local only) | 30 days |
4. Third-Party Cookies
The following third parties may set cookies when you visit our Site:
- Google (AdSense, Analytics): Advertising and analytics cookies as described above. Privacy Policy: policies.google.com/privacy
- Cloudflare: Security and performance cookies. Privacy Policy: cloudflare.com/privacypolicy
- Formspree: Contact form functionality. Privacy Policy: formspree.io/legal/privacy
5. Managing Your Cookie Preferences
5.1 Via Our Cookie Banner
Click the "Cookie Settings" link in the footer of any page to reopen the consent banner and modify your preferences.
5.2 Browser Controls
Most browsers allow you to:
- Block all cookies (may break site functionality)
- Block third-party cookies only
- Clear cookies on exit
- View and delete specific cookies
Instructions for major browsers:
5.3 Industry Opt-Out Tools
- Google Ads Settings — Control personalized ads from Google
- Network Advertising Initiative Opt-Out
- Your Online Choices (EU)
- Digital Advertising Alliance (US)
6. GDPR & ePrivacy Compliance
For visitors from the European Economic Area (EEA) and UK:
- We obtain freely given, specific, informed, and unambiguous consent before setting non-essential cookies.
- You can withdraw consent at any time via the cookie banner.
- We use a Google-certified CMP for AdSense compliance.
- Essential cookies are set under legitimate interest (Article 6(1)(f) GDPR).
- Analytics and advertising cookies require explicit consent (Article 6(1)(a) GDPR / ePrivacy Directive).
7. CCPA / CPRA (California)
For California residents:
- Cookies that enable targeted advertising may constitute a "sale" or "sharing" of personal information.
- You have the right to opt out of sale/sharing via our cookie banner or the "Do Not Sell My Personal Information" link in the footer.
- We do not sell personal information in the traditional sense, but advertising cookies may be considered a "sale" under CCPA.
8. Contact Us
Questions about this Cookie Policy or your preferences?
Insurance Guide ProEmail: privacy@2026new.com
Contact Form: /contact/
This Cookie Policy is part of our commitment to transparency and compliance with GDPR, ePrivacy, CCPA, and Google AdSense policies.